SAVINGS CALCULATOR

How Much Could Smart
BNPL Routing Save You?

Most merchants overpay for BNPL by sticking with a single provider. CoverPay smart-routes every transaction to the cheapest option — automatically.

$500K/month
$10K$50M
$150
$25$1,000

5.99% + $0.30 per transaction

ESTIMATED ANNUAL SAVINGS
$0
Monthly savings
$0
Fee reduction
56.4%
Routes to
Zip

Provider Fee Comparison

Based on 40,000 annual transactions at $150 AOV

ProviderRatePer TransactionAnnual Fee
ZipCheapest
2.50% + $0.30$4.05$162,000CoverPay routes here
Klarna
3.29% + $0.30$5.24$209,400
Afterpay
5.00% + $0.30$7.80$312,000
PayPal Pay Later
4.99% + $0.49$7.97$319,000
Sezzle
5.99% + $0.30$9.29$371,400
AffirmCurrent
5.99% + $0.30$9.29$371,400

Start Saving Today

One Stripe key. All providers. Set up in minutes.
CoverPay handles the routing — you keep the savings.

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🔑One Stripe key
⚡All 6 providers
🛡️PCI compliant